PayFyre is a mobile wallet and merchant QR payment platform built in a regulated environment. We delivered a React Native app for consumers, a merchant app, and a Laravel backend with full identity verification and 3D-Secure-ready payment flows.
Challenges
Regulatory requirements for KYC and identity verification.
Payment flows need 3D-Secure and reconciliation across regions.
Two distinct apps (consumer + merchant) sharing one backend.
Approach
Passwordless auth with enforced identity verification at signup.
React Native consumer + merchant apps backed by Laravel + Postgres.
3D-Secure payment flows with audit trails.
Results
Two production apps sharing one secure backend.
KYC enforced end-to-end — no compliance gaps.
Live merchant QR payments in production.